As a bond portfolio specialist, we specifically serve clientele who demand steady, predictable returns on their money – with as little volatility as possible. Our typical client desires appreciable investment income, coupled with the ability to sleep soundly at night!
Heaviside is not your standard investment advisor. We specialize in using statistical risk analysis to build stable corporate bond and municipal bond portfolios.
What we build for each of our clients is very similar to an annuity or pension (we call it “annuity-like”), but with added benefits of liquidity and an annual return that will flex with rises in interest rates.
Using a statistical approach to bond portfolio management requires an understanding of bond ratings and default rates, and the systems to calculate portfolio risk models. We have spent years developing our successful model, and we are happy to go into detail.
What we do is not new. Actuaries have always done this risk-modeling for insurance companies. What is new is Heaviside’s ability to deliver statistical risk-modeling directly to individual investors.
What ranks among the most valuable services we provide for our clients? Peace of mind.